'Cracking the Code' by Pete Hendrickson
Pete Hendrickson has literally 'cracked the Internal Revenue Code' by performing exhaustive searches to discover that Private Sector receipts are not subject to Federal Income taxes - this is huge! His information has helped readers to receive over $9 million in refunds from the IRS.
So glad I stopped paying taxes that support this type of deadly provocation...
No proof I'm any disinfo agent johnny....you're getting your ass handed to you on just about every website you go to.
Nobody is believing your bullshit johnny...nobody!
Why don't you file a redeeming lawful money 1040 johnny if you say they are perfectly legit?
What are you hiding Johnny?
What are you scared of Johnny?
Why do you advocate the redeeming lawful money return and yet don't practice what you say?
PS. jessejames is a disinfo agent practicing the 4 Ds - deny, disrupt, degrade, deceive.
Safely ignored huh?
Looks to me you are being exposed as a fraud on just about every website you post on.
So why aren't you going to file your income taxes.....what are you scared of Johnny?
PS. jesse james' disinfo can be safely ignored.
Hahahahaha..... you're busted for sure now NOAH, PATRIOT1, LIBRE, johnthetaxist, johnnycash..........did I miss any other sock puppet?
Brainysmurf has you identified and is calling you what you are.....a troll sowing discord and distractions.
Your house of cards is coming down johnny!
Your dishonesty has caught up with you....smatter libre?..........smatter?
Hey looky there......Brainysmurf76 us catching on that Patriot1 is a Libre sock puppet.
Took him a few days......figured it was you the minute you posted this sock puppet.
What a shame you have to use multiple persona's.....actually its a joke......and you of all people accusing everyone of being "jay"!
You really are in need of a mental evaluation.....
I'm sure theres substance abuse of some sort involved....your posts haven't been making any damn sense what so ever!
No lies johnny....however when I opened that account up almost twenty years ago....it was a noninterest bearing account....since then I did upgrade to the gold checking....that made it go from non-interesting to interesting....but doesn't really matter...I don't keep a positive balance in there anyway.....its either a negative or a zero balance.
I remember you stating you do the same thing....but pulled everything out.
I said there wasn't no transaction until the new system went into effect...the new system makes the telling deposit the money into the account and then I have to withdraw it.....you're so involved that I said something you want me to say that your making this up in your head....go back and reread what I posted.
The creditable evidence is I said go call them up, but you refuse to do so and accuse me of lying when you are too damn lazy to research any of it.
What risk are you talking about?
I cash my payroll check and I take it with me...theres years of history at that CU of me doing this.
Wow you need your head checked for a mental state.
No jesse, you don't get a free pass on your multiple lies. Let's re-examine them.
You began a story: ----------------- "I go and cash the check its deposited first then withdraw from the account. So technically there are transactions, but no money is left in the account."
You just pulled that out your a$$. There is no such animal & when asked for credible evidence you could not provide. I pointed out the risk to the CU and then you told mores lies about "gold member" $5 monthly fee on your non-interest bearing account. "Gold Checking" is $6/mo and pays interest, clearly shown here:
These are such obvious lies, jesse. Why? It's almost like you're flagging us:
HEY EVERYBODY! I'M TELLING GREAT BIG OBVIOUS LIES! ISN'T THIS GRAND?!
It's like you're really signalling what a sociopath liar you are.
I told you to call the credit union up if you didn't think I was telling the truth!
So instead of calling them up you're accuse me of lying....hahahahahaha!
You need to go and see a professional about your mental state of mind johnny!
Isnt that something....you want to post photos of documents that are wiped clean of any verification and call them legit and proof.
I give the name of the credit union and tell you to call them to verify and you don't believe me.
Sounds like you're jealous johnny!
So now you're changing the subject to chickens again? to avoid the embarrassment of all your credit union lies?
I can drive out to my buddy's farm (hes the singer for "North of 40"...check them out on facebook) just a few miles to the west here and hand him 1500.00 for a cow he thinks is 1500.00 and he would deliver it to the locker down the road to get slaughtered and nobody would be the wiser.
I can buy a cow and have it delivered to the farm I grew up on and slaughter it myself and have meat for 6 months.
Pork I can get for 25.00 for 200lb pig (ruptured belly) and slaughter it my self and have a ham, ribs and bacon ready in the deep freeze.
Chickens?....shit the same way...I can buy 20 free range chickens for under 50.00 bucks and dress them myself...all frozen in the freezer.
My dad lives in Dewitt IA on crystal lake and I fish there for crappie...I have 10 pounds of crappie fillets in the freezer now
I garden johny and I home can everything that comes out of it. Apple and peach trees and two almond trees in the front and back yards. Huge asparagus patch!
Grapes are easy....I have 30 ft of grapes........fresh jelly and grape juice. Ever bearing red and black raspberries on the north side of the house. I have spices growing around my patio/fireplace
The Midwest is a great place to live if you can handle the cold winters and hot humid summers.
um jesse? There's nothing "gold member" there. There is a Gold Checking account:
But that's interest-bearing and costs $6/ month which contradicts what you said earlier. Are you sure you want to continue down this overgrown path of lies?
Heck I have a school mate that I bought my Harley from who bought a house using a farmers loan over a traditional mortgage.
All he had to do was make sure the 10 year loan was paid before the 10 years was up.
He made 1000.00 payments every month until it was paid off...interest was low low low!
The 102,000 was paid off in under 9 years.
Huge advantages when living in the Midwest where farmers have tons of money....never met a poor farmer in my life...they may not have cash on hand as you city people believe is wealth, but they have lucrative assets in hoof form walking around in pastures at 2000.00 a head or farm machinery worth thousands that can be bought and sold like a bail of hay..........and acres of tillable valuable land.
Beleive all you want buddy boy....but I've been banking there for over a decade, going on two decades...and the tellers all know me by name.........at three different branches.
I sold a vehicle for 3500.00 and cashed the check there and took the money with me.
Sometimes theres an advantage of living in the midwest over major populated cities.
The home town I'm from is only a little over 400 people and the bank there bends over backwards to keep you banking in their small town banks.
Not all banks are the same johnny...some will do things others don't do.
Big populated area's you're from the banks will get away with what they think they can get away with. They know they don't need your business if you disagree with them....theres many more fish out there who will agree or don't give a damn.
Small towns are different and they have to compete harder with other small towns over scarce deposit and loan resources.
I bank at RIAFCU (Rock Island Arsenal Federal Credit Union) no...they are not affiliated with the federal government or the federal reserve at all...its just a name as I asked. The name comes from the original bank that opened up on the Rock Island Arsenal (the quad cities where I live which you don't believe I do).
Check and see for yourself...they are open until 1pm on Saturdays...give them a call!
No bank or credit union anywhere is going to let an accountholder cash a $1000 check drawn on a different bank, with a zero account balance and only $600 in overdraft protection. Doesn't exist. No such animal.
And it's perfectly logical - what if the check is bogus or NSF? Then the bank is out anywhere from $1000 to $400 with little recourse except to come after you, the accountholder.
So if you had a check worth 2000.00 and your account had 1000.00 in it the CU would only let you cash out 1000.00 and deposit the other 1000.00?
If so I'd definitely find a better CU...its your money!
If those are your only options at that CU I think I would look for a better one.
I only get the options I get because I spend the money on being a gold member.....5 bucks a month for that service and it use to have free money orders...so I would never have any checks....I 'd just get the money orders when I cashed my check. Since the new computer system went into effect they stopped the free money orders...and now cost 2 bucks a piece.
The local KQIK shop has money order over the counter for a buck a piece if I need them.
Now when I go to the HYVEE grocery store I pay my utility and water bill through them at the customer service dept. I don't use checks and no need for buying stamps to mail off the bills.
Well you can internet "result" all you want, but that's how the CU computer system works at my CU.
Not all banking facilities are the same
I can cash my weekly payroll check and keep the checking account at zero balance with having an overdraft protection of 600.00 or I can fill out paper work to increase that amount to what ever my credit score allows me to go up to.
The overdraft protection is essentially a loan built right into the checking account. I have two monthly bills that are automatically deducted (only option) from the account every month. And the overdraft protection is there to cover those two bills. Every week I go into the CU to cash my payroll check and see if there is any overdraft on the checking account that I need to bring back to zero.
Even though the account is a noninterest bearing account its either at a zero balance or a negative balance.
I read a book about how people scam others by falling down while walking on their sidewalks and such. They hire lawyers to check to see if they are worth suing to get 5 or 10 thousand. One of the things the lawyers do is find out roughly how much they are worth. Positive bank accounts are one of the tools the lawyers look for in determining if a person is worth suing.
Negative or zero bank accounts help in sue happy fraudsters from spending the money to attain a lawyer to sue you.
I did a search on "simultaneous deposit and withdrawal" and came with nothing indicating it's anything banks or credit unions do for their customers. Several results were: BANK RUN so that's interesting. https://en.wikipedia.org/wiki/Bank_run
Here are the types of deposit transactions available at my credit union:
* deposit full amount
* deposit with cash back (but only up to available balance)
* cash check (only up to available balance)